Capital Solutions Bancorp Blog

  • 5 Ways to Manage Cash Flow

    August 26, 2011

    Cash and profits don't go hand in hand, thus the lack of cash can force a profitable company to go bankrupt. The cash flow problem comes from not having a balance between the timing of the cash entering and exiting the business. When cash doesn't come in routinely, a profitable company can fold because it doesn't have enough cash to pay its employees and regular expenses. Profit can show up on paper even though the company doesn't have cash in the bank. Every time the company creates an invoice -- an accounts receivable -- it shows up as a pos...

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  • How Expenses, Debt and Accounts Receivables Affect Cash Flow

    August 22, 2011

    A financial statement can show a business has $100,000 when in reality it has much less. Not all financial reports show how much cash a company has in its hands...

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  • 7 Elements in a Thriving Business

    August 12, 2011

    Key factors to business success require hiring people who best fit the job and company culture, checking on customers to keep them happy, finding new clients, choosing the best products to support the...

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  • Managing Credit Cards for Business

    August 8, 2011

    Some small businesses use personal credit cards for business transactions and working capital. One reason for this is the protections that consumer credit cards get under Credit Card Accountability Re...

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  • Growing Use of Small Business Credit Cards for Working Capit...

    July 29, 2011

    As explained in Business Credit Cards Exempt from Credit Card Protections, business credit cards don't receive the same protections as consumer credit cards fro...

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What Our Clients Say

The HUGE difference I found since we are working with you... is in the day-to-day life... Since Capital Solutions is funding us there is no "fear"... when I talk to a vendor or need to make payroll. You guys have also bent over backwards... to make it work for us. I really appreciate that.

Keri Gray
Energy Services

...American Quality Embroidery could not have achieved what it has with out Capital Solutions. SOLUTIONS in 'Capital Solutions' should always be all caps because your company certainly was the solution to our problems.

Robert Kalinowski
American Quality Embroidery
President