Lines of Credit

How Three Companies Receive Loans without a Bank

May 20, 2008

From The Wall Street Journal:

"Small businesses on the hunt for working capital have seen some of the financing solutions of recent years all but shut down. Aggressive lenders...have pulled back in an uncertain credit environment, and options like home-equity loans have largely dried up as well.

Making Late Payments Hurts

May 5, 2008

This story illustrates what happens when a business avoids taking out a line of credit to pay its contributors and vendors. While you might duck paying interest on the drawn line of credit, it creates problems that could cost much more.

The CFO's decision not to take out a line of credit to cover bills and payroll led to the following...

Struggling to Get Small Business Loans

April 29, 2008
Struggling to Get Small Business Loans | CapitalSolutionsBancorp.com

inRich.com gives examples of small businesses that struggle to get a loan. One business took over a year to receive a loan and another found a bank turning down a loan despite good personal credit and money on deposit with the bank.

Capital Solutions Apply Today, Get Cash Next Week

...thanks for coming to our rescue a few years back when things were a bit shaky. Though we always had confidence in what we were doing, our local bankers didn't. Finding Capital Solutions was a godsend for us at that time and we'll always appreciate your efforts. You are definitely the best people we have ever worked with

John Vitullo
Omega Laboratories

I really don't know how to thank you for your work, and the work of your team at Capital Solutions, on our behalf.....Capital Solutions enabled us to establish a favorable financial picture, 'graduate' from your services, and go on to secure a sizable Line of Credit from a local Bank.

Paul S. Engler
Temple St. Clair Carr
President