Lines of Credit
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Does Your B2B Business Really Need a Loan?
February 29, 2012
Too often, businesses think they need to borrow money when they shouldn't. And, there are times when it's a good move to get financing, especially when it contributes to growing the business to support their business customers. A bank approving an application for a loan isn't a sign that a business needs it. All it indicates is that the bank believes the business can pay back the line of credit or loan. That's their main goal. They don't care how it affects your business. Deciding If Your B2B Business Needs a Loan So how do you know if you n...
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Score with Your Business Credit Report
October 3, 2011
If you need financing services or a bank loan, your credit score will be a big player as creditors use it to determine your company's credit worthiness. Credito...
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How a Small Business Can Get More Cash Upfront
September 19, 2011
A successful event management business has nine employees with an income of $2.7 million in 2010. Despite its success, the owner is struggling to get enough cas...
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5 Ways to Manage Cash Flow
August 26, 2011
Cash and profits don't go hand in hand, thus the lack of cash can force a profitable company to go bankrupt. The cash flow problem comes from not having a balance between the...
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How Expenses, Debt and Accounts Receivables Affect Cash Flow
August 22, 2011
A financial statement can show a business has $100,000 when in reality it has much less. Not all financial reports show how much cash a company has in its hands...
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Before You Pursue a Small Business Loan ...
July 19, 2011
Before seeking a loan, do a review as suggested in 5 Ways Small Businesses Can Get a Loan. This means considering two things. First, the cash may be available s...
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5 Ways Small Businesses Can Get a Loan
July 11, 2011
The Small Business Administration (SBA) reports that the value of small business loans has plummeted by a massive $60 billion between 2008 and 2010. The previou...
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Banks Approving Fewer Loans to Smaller Businesses
July 6, 2011
Businesses expected more loans to be available in 2011. Unfortunately, the opposite happened. Outstanding loans from banks to small businesses dropped by over 8...
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Is Bank Financing Easier or Harder for Small to Medium Busin...
June 24, 2011
"It depends." Honestly, that's the answer to the question of whether bank financing small to medium businesses is easier or harder. Unfortunately, it'...
