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Waiting, Waiting for Access to Working Capital
May 22, 2009
Big businesses can raise working capital buy selling stock, but the little companies don't have that luxury. Small businesses just want to make a purchase or two that is sure to fire up and grow business, but they feel trapped as banks keep tightening their lending rules. Federal Reserve Board's Senior Loan Officer Opinion Survey on Banking Practices does report a reduction in tightening of standards in April 2009. Roughly 43 percent of banks increased their standards in April 2009, down from almost 75 percent in October 2008. None...
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Did Your Small Business Credit Card Terms Change?
May 15, 2009
It's true. The National Small Business Association (NSBA) survey reports that in the past year, credit card companies have spiked interest rates, lowered...
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How Invoice Financing Can Improve Cash Flow
April 21, 2009
Many business owners become frustrated with the administrative part of their jobs chasing down late payments from customers. The time spent in following up with...
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The Danger of Payday Loans
April 19, 2009
Payday loans are short-term cash loans that you pay back on payday. Borrowers write a check for the loan amount plus the finance charge to get cash. Lenders hold the check unt...
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Ducking Credit Card and Line of Credit Abuse
April 17, 2009
Many businesses start out by relying on credit cards and a healthy line of credit from home equity. These businesses might use credit when it needs to purchas...
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Glossary of Loan and Finance Terms, Part 2
February 1, 2009
Factoring: A company has already performed the service or provided the product, but has not received payment. In this case, the customer owes money to the compa...
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Why Capital Solutions is the best choice for you
August 2, 2008
If you are like many of the companies considering us, you may be also considering one or more of our competitors. That is a smart thing for you to do. We wa...
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Business to business companies like yours improve their cash...
August 2, 2008
You receive the financial services you need to reach your full potential whether you're a... Service company Manufacturer Gas and oil ser...
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Meet a few simple qualifications today and get funded tomorr...
August 2, 2008
When you come to Capital Solutions Bancorp for your financing needs, you can expect some of the easiest qualification requirements in the market. Hundreds of co...
