Introduction to Capital Solutions Bancorp

Welcome! Before you continue browsing our website, I'd like to share a few things with you.

A basic law of business is that a financial crunch often creates operational problems. This is definitely true of manufacturing companies. During times like these, most manufacturing companies deal with the following issues:

• meeting payroll, typically taking place on a weekly basis

• buying supplies and raw materials from your suppliers and vendors

• manufacturing and delivering your products

In addition to the above, you have to wait to get paid from your customers which can take 90 days depending on the complexity of your manufacturing cycle.

Banks won't fund working capital

Banks do fund machinery, real estate, buildings and, to a lesser degree, inventory that manufacturing companies often have. However, banks won't fund working capital — the needed money to pay your staff and your vendors — while you wait for your customers to pay you.

Unless you use your "hard assets" as collateral, you may have trouble convincing a bank to fund your working capital needs.

I want to let you know that we are the actual lender — not a middleman. We're here to help you become more successful at what you do. If money and working capital stands between you and achieving goals and pursuing growth opportunities, then we can probably help.

Successful manufacturing clients receiving financing help from us come from all segments of the supply chain including machine parts, product manufacturing, repair services, material processing, importing, and subcontract manufacturing. Chances are good that we've worked with a company like yours.

We don't claim to do everything. We don't do merchant credit card advances, equipment financing, real estate financing, start-ups, or consumer loans.

What makes Capital Solutions Bancorp different?

Here are the two most important qualities that make us different from the many lenders out there:

• We see you as an entrepreneur, not as a target or even a prospect. As such, we don't treat you as a person to be sold to. You deserve clear and relevant information for making decisions; you also deserve straightforward agreements, with no fine print, strings attached or "gotcha" clauses. Yes, there is a catch: your business must generate over $1 million in annual business sales.
• We also believe people do business with people; not with companies, stores or web sites. That's why when our clients call us, they always talk with somebody with a brain who can handle same-day decisions (we don't have "credit committees"). And that is why, when we see somebody we can help, we can get funding quickly.

Before you decide, make sure you ask questions. If you want to find out more, contact us now for a free, no obligation conversation.

To your success!

Carlos Weil ~ CEO
Capital Solutions Bancorp

P.S. This is what one client said about us: "The HUGE difference I found since we are working with you... is in the day-to-day life... Since Capital Solutions is funding us there is no "fear"... when I talk to a vendor or need to make payroll. You guys have also bent over backwards... to make it work for us. I really appreciate that."
Keri Gray of Energy Services.