Industries We Serve
Working Capital for Businesses with Collectible Receivables
We provide working capital solutions for B2B industries with strong customers and real receivables.
Staffing & Payroll
Bridge payroll cycles, cover onboarding and payroll tax obligations, and fund growth while you wait on client payments.
Manufacturing
Fund production, materials, and labor while you build, ship, and collect from your customers.
Wholesale & Distribution
Purchase inventory, manage seasonality, and support sales growth while you collect from your customers.
Energy & Industrial Services
Support field operations, equipment needs, and project execution while you wait on customer payments.
Technology & Professional Services
Invest in talent, tools, and projects while waiting on receivables from corporate and government clients.
Healthcare, Home Care & Outpatient Services
Cover operating costs, bridge reimbursement delays, and support growth in patient services.
Other B2B Companies
Practical working capital for companies with creditworthy customers and real receivables.
What Makes a Good Fit
- Businesses with collectible receivables from creditworthy customers.
- Growth opportunities or strong demand with working capital gaps.
- Flexible structures tailored to your cash-flow cycle and needs.
- Second-position financing behind senior lenders and other creditors.
- Fast, practical decisions to help you act when timing matters.
We are selective. The right fit depends less on your industry and more on your receivables, customers, cash-flow cycle, and capital structure.
Common Working Capital Needs
- Bridging gaps between paying for expenses and getting paid by customers.
- Covering payroll and other operating expenses.
- Purchasing inventory and materials to meet customer demand.
- Funding growth initiatives, new contracts, and expansion.
- Supporting operations when working with existing senior lenders.
- Improving cash flow without giving up equity or long-term ownership.
Let's Solve Your Cash Flow Problem
Practical funding tailored to your business.
Why Choose CSB
Fast, Practical Decisions
Quick, clear decisions when you need them.
Built Around Receivables
Solutions tailored to your receivables and cash-flow cycle.
Second-Position Friendly
We work behind banks, SBA, and other senior lenders.
Experienced Across Industries
Deep experience across many B2B industries.
Relationship-Focused
Long-term partners invested in your success.
Client Outcomes
Working capital should help a business move forward, not stay stuck.
Long-Term Partner Mindset
“Working with Capital Solutions has been the single best decision I have made in my many years as a CFO.”
Jill Regets
Chief Financial Officer
Value Added Processing, Inc.
Receivables Timing Relief
“I no longer feel alone or at the mercy of timing issues like mailed customer checks or long invoice payment cycles.”
Michael Turner
Finance Director
Summit Industrial Solutions
Confidence Through Cash-Flow Pressure
“Through our factoring partnership with Capital Solutions Bancorp, I am able to weather those occasional storms with confidence.”
Robert Mitchell
Chief Operating Officer
Premier Supply Group
Growth Through Receivables
“CSB was a vital asset to our company, providing affordable financial options when most needed.”
Theresa Hickman
Controller / Partner
Complete Energy Services LLC
Vendor and Cash-Flow Stability
“Your company provided us with the means to keep our cash flow solid, vendors paid timely, reputation strong, and an option for growing our inventory and business.”
Jennifer Collins
Managing Director
Horizon Equipment Services
Dependable Service
“Capital Solutions was always dependable, prompt, polite, courteous, and displayed the highest level of superior customer service.”
David Reynolds
Operations Director
Reynolds Commercial Group
Responsive Follow-Up
“Your follow-up was and is impeccable.”
Edward Kennedy
President
Midwest International USA Inc.
Business Growth
“I have tripled my business thanks to the fact that I can make sales and customer service the central point of my every-day.”
Amanda Foster
Founder & CEO
GrowthPoint Solutions
Under-Promise and Over-Deliver
“Capital Solutions has been true to the saying ‘under-promise and over-deliver.’”
James Carter
Chief Executive Officer
Carter Business Services